{"id":4058,"date":"2026-10-20T10:28:31","date_gmt":"2026-10-20T10:28:31","guid":{"rendered":"https:\/\/cobane.be\/?page_id=4058"},"modified":"2026-10-20T12:42:56","modified_gmt":"2026-10-20T12:42:56","slug":"budget-kot-etudiant","status":"publish","type":"page","link":"https:\/\/cobane.be\/fr\/guides\/budget-kot-etudiant\/","title":{"rendered":"Combien co\u00fbte un kot ? Comment \u00e9tablir un budget r\u00e9aliste"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4058\" class=\"elementor elementor-4058 elementor-4028 elementor-bc-flex-widget\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-823f614 e-con-boxed e-flex e-con e-parent\" data-id=\"823f614\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10cb81e elementor-widget elementor-widget-heading\" data-id=\"10cb81e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Guide<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d69a278 elementor-widget elementor-widget-heading\" data-id=\"d69a278\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Combien co\u00fbte un kot ? Comment \u00e9tablir un budget r\u00e9aliste.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6edf1fd elementor-widget elementor-widget-image\" data-id=\"6edf1fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/cobane.be\/wp-content\/uploads\/2026\/10\/cobane-paardenmarkt-88-antwerpen-gevel-683x1024.jpg\" class=\"attachment-large size-large wp-image-3683\" alt=\"Fa\u00e7ade de la r\u00e9sidence \u00e9tudiante Paardenmarkt 88, 2000 Antwerpen\" srcset=\"https:\/\/cobane.be\/wp-content\/uploads\/2026\/10\/cobane-paardenmarkt-88-antwerpen-gevel-683x1024.jpg 683w, https:\/\/cobane.be\/wp-content\/uploads\/2026\/10\/cobane-paardenmarkt-88-antwerpen-gevel-200x300.jpg 200w, https:\/\/cobane.be\/wp-content\/uploads\/2026\/10\/cobane-paardenmarkt-88-antwerpen-gevel-768x1152.jpg 768w, https:\/\/cobane.be\/wp-content\/uploads\/2026\/10\/cobane-paardenmarkt-88-antwerpen-gevel.jpg 1024w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4e3ba1 elementor-widget elementor-widget-text-editor\" data-id=\"d4e3ba1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un kot, ce n\u2019est pas seulement un loyer. Si vous listez tous les co\u00fbts \u00e0 l\u2019avance, vous n\u2019aurez pas de mauvaises surprises par la suite. Dans ce guide, nous passons en revue les postes principaux, pour les \u00e9tudiants comme pour leurs parents.<\/p>\n<h2>1. Le loyer : v\u00e9rifiez ce qui est compris.<\/h2>\n<p>Deux kots avec le m\u00eame loyer peuvent tout de m\u00eame co\u00fbter un montant diff\u00e9rent. Pour certains kots, vous payez le loyer plus une provision pour l\u2019\u00e9nergie et l\u2019eau, avec un d\u00e9compte final en fin d\u2019ann\u00e9e. Pour d\u2019autres, tout est compris dans un montant fixe.<\/p>\n<p>Comparez donc toujours le montant total par mois, et multipliez-le par le nombre de mois de votre bail. Un bail de 12 mois co\u00fbte plus cher qu\u2019un bail de 10 mois, m\u00eame si le loyer mensuel est identique.<\/p>\n<h2>2. La garantie : un montant unique.<\/h2>\n<p>Au d\u00e9but de votre bail, vous constituez une garantie. Elle vous est restitu\u00e9e \u00e0 la fin si le kot est en bon \u00e9tat. Demandez \u00e0 l\u2019avance quel est son montant et comment la constituer, par exemple via un compte bloqu\u00e9 \u00e0 la banque ou via un organisme de garantie.<\/p>\n<h2>3. Les frais uniques au d\u00e9part.<\/h2>\n<ul>\n<li>Le d\u00e9m\u00e9nagement lui-m\u00eame.<\/li>\n<li>Un matelas, du linge de lit et des serviettes.<\/li>\n<li>Des ustensiles de cuisine : assiettes, couverts, casseroles et po\u00eales.<\/li>\n<li>De petits objets comme une lampe, une rallonge et des bo\u00eetes de rangement.<\/li>\n<\/ul>\n<h2>4. Ce que vous d\u00e9pensez chaque mois en plus du loyer.<\/h2>\n<ul>\n<li>La nourriture et les boissons.<\/li>\n<li>Le transport, comme un abonnement de bus, de tram ou de train, ou l\u2019entretien de votre v\u00e9lo.<\/li>\n<li>Votre abonnement de t\u00e9l\u00e9phone.<\/li>\n<li>Le mat\u00e9riel d\u2019\u00e9tude.<\/li>\n<li>Les loisirs.<\/li>\n<\/ul>\n<p>Conseil : notez tous les montants dans un tableau simple, avec les co\u00fbts fixes et variables par mois. Vous verrez tout de suite si votre budget tient la route.<\/p>\n<h2>Comment \u00e7a se passe chez Cobane.<\/h2>\n<ul>\n<li><strong>Un montant fixe par mois.<\/strong> L\u2019\u00e9lectricit\u00e9, le gaz, l\u2019eau et internet sont compris. Il n\u2019y a pas de d\u00e9compte final ni de surprise en fin d\u2019ann\u00e9e.<\/li>\n<li><strong>Un bail de 12 mois.<\/strong><\/li>\n<li><strong>Une garantie de 2 mois de loyer.<\/strong> Vous la constituez via un organisme comme votre banque ou un organisme de garantie. Une garantie chez Cobane est aussi possible.<\/li>\n<li><strong>Lit, matelas et chaise de bureau.<\/strong> Pour des raisons d\u2019hygi\u00e8ne, vous apportez votre propre matelas et votre propre chaise de bureau.<\/li>\n<li><strong>Vous vivez \u00e0 deux ?<\/strong> Nous vous demandons alors de nous le signaler. Pour la consommation suppl\u00e9mentaire, nous facturons 60 \u20ac par mois.<\/li>\n<\/ul>\n<p>Envie d\u2019en savoir plus ? Lisez notre <a href=\"https:\/\/cobane.be\/fr\/pour-les-parents\/\">page pour les parents<\/a> ou les <a href=\"https:\/\/cobane.be\/fr\/faq\/\">questions fr\u00e9quentes<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78bde52 e-con-full e-flex e-con e-parent\" data-id=\"78bde52\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91b2ba7 elementor-widget elementor-widget-heading\" data-id=\"91b2ba7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inscrivez-vous \u00e0 la prochaine journ\u00e9e de visite.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d54311 elementor-widget elementor-widget-text-editor\" data-id=\"5d54311\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nouvelles journ\u00e9es de visite \u00e0 partir d\u2019avril 2027. Laissez vos coordonn\u00e9es et nous vous inscrivons sur la liste.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-887a9b5 elementor-widget elementor-widget-button\" data-id=\"887a9b5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cobane.be\/fr\/#bezoekdag\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u2019inscrire sur la liste<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c782885 elementor-widget elementor-widget-text-editor\" data-id=\"c782885\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Plus de guides.<\/h2><ul><li><a href=\"https:\/\/cobane.be\/fr\/guides\/trouver-un-kot-a-anvers\/\">Trouver un kot \u00e0 Anvers : comment s\u2019y prendre<\/a><\/li><li><a href=\"https:\/\/cobane.be\/fr\/guides\/trouver-un-kot-a-gand\/\">Trouver un kot \u00e0 Gand : comment s\u2019y prendre<\/a><\/li><li><a href=\"https:\/\/cobane.be\/fr\/guides\/trouver-un-kot-a-bruxelles\/\">Trouver un kot \u00e0 Bruxelles : comment s\u2019y prendre<\/a><\/li><li><a href=\"https:\/\/cobane.be\/fr\/guides\/checklist-emmenager-dans-son-kot\/\">Checklist : emm\u00e9nager dans votre kot<\/a><\/li><li><a href=\"https:\/\/cobane.be\/fr\/guides\/\">Tous les guides<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"parent":4046,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4058","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Loyer, garantie, frais uniques et d\u00e9penses mensuelles : comment \u00e9tudiants et parents peuvent \u00e9tablir un budget r\u00e9aliste pour un kot.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/cobane.be\/fr\/guides\/budget-kot-etudiant\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"fr_FR\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Cobane Student Housing - Jouw thuis, ver van huis\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Combien co\u00fbte un kot \u00e9tudiant ? 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